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Credit reports often contain errors due to one of the following reasons why:

• Loans or credit card information is applied to the wrong account.  This is a frequent occurrence with fathers and sons if a “Senior” or “Junior” is omitted when filling out an application.
• You may have unknowingly caused an error by filling out credit applications with different names.  Here are two examples of frequent occurrences:
• You may fill out a department store credit application as Bill Smith and a mortgage application as William R. Smith.
• An applicant may apply for credit as Margaret Jones, Peggy Jones, or Margaret Conrad-Jones.
• You entered your social security number incorrectly on the application.
• A clerical error was made when the lender transferred the data from the application.
• Payment data is applied to the wrong account by the credit bureau.

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                   610-437-2960 or 1-877-225-9810